année académique
2024-2025
2025-2026

Titulaire(s) du cours

Baptiste VENET

Crédits ECTS

5

Langue(s) d'enseignement

anglais

Contenu du cours

1) Financial sustainability vs. financing the poor

2) Individual microcredit and social pressure

3) Discrimination and gender issues in microfinance

4) Mobile microfinance

5) Mobile banking

6) Impact of microfinance

Objectifs (et/ou acquis d'apprentissages spécifiques)

Present a few key issues in microfinance.

Méthodes d'enseignement et activités d'apprentissages

Lectures

Références, bibliographie et lectures recommandées

  • McIntosh, C. and B. Wydick (2005), “Competition and Microfinance,” Journal of Development Economics 78(2): 271-298.

  • Armendariz, B. and J. Morduch (2010), The Economics of Microfinance, 2nd ed., chapter 10, Cambridge: MIT Press.

  • Churchill, C. (1999), Client-Focused Lending: The Art of Individual Lending, Toronto: Calmeadow.

  • Agier, I. and A. Szafarz (2013), “Microfinance and Gender: Is There a Glass Ceiling on Loan Size?” World Development 42: 165–181.

  • Alesina, A.F., F. Lotti, and P.E. Mistrulli (2013), “Do Women Pay More for Credit? Evidence from Italy,” Journal of the European Economic Association 11: 45–66.

  • D’Espallier, B., I. Guérin, and R. Mersland (2013), “Focus on Women in Microfinance Institutions,” Journal of Development Studies 49: 589-608.

  • Labie, M., P-G. Méon, R. Mersland, and A. Szafarz (2010), “Discrimination by Microcredit Officers: Theory and Evidence on Disability in Uganda,” Working Papers CEB 10-007, http://ideas.repec.org/p/sol/wpaper/10-007.html.

  • Storey, D.J. (2004), “Racial and Gender Discrimination in the Micro Firms Credit Market? Evidence from Trinidad and Tobago,” Small Business Economics, 23: 401–422.

  • Hughes, N. and S. Lonie (2007), “M-PESA: Mobile Money for the“Unbanked”. Turning Cellphones into 24-Hour Tellers in Kenya,” Innovations, 2 (1-2): 63-81.

  • Ivatury, G. and M. Pickens (2006), Mobile Phone Banking and Low-Income Customers: Evidence from South Africa, CGAP, World Bank and the UN Foundation.

  • Kapoor, M., J. Morduch and S. Ravi (2007), “From Microfinance to m-Finance,” Innovations, winter/spring, Microcredit Summit Annual Report: 82-90.

  • Armendariz, B. and J. Morduch (2010), The Economics of Microfinance, 2nd ed., Cambridge: MIT Press.

  • Karlan, D and N. Goldberg (2007), “The Impact of Microfinance: a Review of Methodological Issues,” World Bank Doing Impact Evaluation Series, 7, http://karlan.yale.edu/p/Doing_ie_series_07.pdf.

  • American Economic Journal: Applied Economics, special edition on microfinance to be published in January 2015.

Contribution au profil d'enseignement

* Understand the various methodologies, products and models in the microfinance sector

* Analyse the performance of microfinance institutions

* Rationalise the different perspectives on development issues in the microfinance sector

* Recommend practical and creative managerial solutions to the most pressing challenges faced by microfinance institutions.

Autres renseignements

Contacts

Email Baptiste Venet : baptiste.venet@dauphine.fr

Evaluation

Méthode(s) d'évaluation

  • Autre

Autre

Written assignments :

  • One for Prof. B. Venet’s part

  • One for Prof. W. Parienté’s part

Construction de la note (en ce compris, la pondération des notes partielles)

Two marks A (Prof. Venet) and B (Prof. Parienté) must set the final mark C.

  • if A and B are greater than or equal to 8/20, then C = (A + B)/2

  • if A < 8/20 or B < 8/20, then C = min (A,B).

Langue(s) d'évaluation

  • anglais

Programmes